Renter's Insurance

You may not own your home, but as a renter you still need to protect your personal property. Don't assume you're covered by your landlord, which is typically not the case. A renter's insurance policy offers valuable protection for very little money. Find out just how inexpensive this valuable protection can be – contact a local Farm Bureau Insurance agent for a quick, no-obligation quote.

RenterWhat Does Renter's Insurance Cover

In most cases, a landlord’s insurance only covers structural damage to the building itself, not the possessions or liability of a tenant. So what is covered?

Personal Property

Here are some basic examples of personal property that is typically covered by a renters insurance policy:

  • Stereo systems, VCRs & TVs
  • CDs, DVDs, videos & tapes
  • Personal cameras
  • Movable appliances, including microwave
  • Furniture
  • Sports equipment
  • China and glassware
  • Clothing
  • Books

Natural Hazards

Most policies protect your personal property against losses created by the following:

  • Fire and smoke
  • Vandalism
  • Water damage (not including floods)
  • Frozen water pipes
  • Hail
  • Windstorm
  • Lightning
  • Explosion
  • Vehicles or aircraft
  • Theft at residence

Items not listed here may still be insurable, so ask about a specific policy for you.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

If your home were to be destroyed by fire, think about how much it would cost to replace all of your personal possessions like your clothes, furniture and electronics. If you have a renter's insurance policy, there's no need to worry because your personal property is covered. A renter's policy covers losses due to fire, theft and even vandalism.

If your home is damaged to the point that you can't live there, you'll need to find a temporary place to live which can add more expense to an already bad situation. A renter's policy includes coverage for additional living expenses while your home is repaired.

Even when you're away from home, a renter's insurance policy provides valuable theft protection which can come in handy for personal property that is often targeted by thieves like a bike or laptop. Find out just how affordable a renters' insurance policy can be. It won't cost you a thing to get a quick, no-obligation quote today.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Why Choose Farm Bureau Insurance

At Farm Bureau Insurance, we see you as a person, not just as a policy number. Your Farm Bureau Insurance agent won't try to push a "one-size-fits-all" insurance policy on you, but will take the time to understand your unique needs, including your budget, and find the policy that is right for you. All across South Carolina, people turn to Farm Bureau Insurance because we offer affordable insurance coverage backed by the highest level of customer service you'll find anywhere in South Carolina.

When you purchase Farm Bureau Insurance you're showing your support for local, South Carolina farmers and helping to protect our supply of fresh, locally grown food. As a thank you, you gain access to a variety of discounts and benefits available to members of our Farm Bureau family.