Insurance for Your South Carolina Manufactured Home

At Farm Bureau Insurance, we understand not every home is the same. If you own a manufactured home or mobile home, Farm Bureau Insurance has a policy to meet your unique insurance needs. We have a long history of providing affordable insurance for manufactured homes in South Carolina.

We've got the experience and know-how, but just as importantly you can count on Farm Bureau Insurance to provide the highest level of customer service you'll find anywhere in our state.

What a Manufactured Home Insurance Policy Covers

Manufactured HomeThe coverage provided by a manufactured home insurance policy is similar to the coverage provided under a homeowner's insurance policy. Your local Farm Bureau Insurance agent can review the manufactured home policy with you, answer any questions you may have and tailor an insurance package that best meets your individual needs. To help get you started, here's a look at what a manufactured home insurance policy provides:

Dwelling Protection

In a manufactured home insurance policy, Dwelling Protection protects your manufactured home, used as a private residence, against covered losses.

Protection for Other Structures

If you have other structures on your residential property that are separated from your home by a clear space, Protection for Other Structures coverage would protect the other structures as outlined in your policy.

Personal Property Protection

Your furniture, artwork, and other possessions are a part of your home, too. Your personal possessions are important to you and would be costly to replace. Personal Property Protection coverage provides protection for your personal property if damaged due to a covered loss. Be sure to review your policy with your Farm Bureau Insurance agent so you understand your policy limits.

Loss of Use

If your manufactured home is damaged to the point where it's not safe to stay there, you'll need to find another place to live while repairs are made. A manufactured home insurance policy includes Loss of Use coverage to help pay for your additional living expenses (up to the limits of your specific policy) if your home becomes uninhabitable due to a covered loss.

Personal Liability

Accidents happen and sometimes those accidents happen when someone is visiting your home. In these cases, Personal Liability coverage provides protection against claims or lawsuits filed against you for accidental bodily injury and property damage for which you are legally liable.

Medical Payments to Others

If someone is injured on your property and needs medical attention, your manufactured homeowner's policy provides Medical Payments to Others coverage. This coverage pays reasonable and necessary medical expenses to anyone who does not live with you and is injured at your home.

Additional Coverage Options

To better meet your individual needs, we offer several endorsements that can be added to your policy, including:

  • Boat and ATV (All Terrain Vehicles) Endorsement: This endorsement may be right for you if you would like to purchase physical and/or liability coverage for a small boat or an all terrain vehicle.
  • Personal Property Floater: This floater provides additional coverage over what is provided for within your homeowner's policy for valuable items, such as jewelry, silverware and guns. Your local Farm Bureau Insurance agent can review your policy limits and help you determine if a personal property floater is right for you.
  • Satellite Antenna Endorsement: This endorsement provides additional coverage for satellite antenna systems valued at more than $500.
  • Credit Card Forgery: If someone steals your credit card, you don't want to be left holding the bill. Review your policy limits with your Farm Bureau Insurance agent to determine if you need additional coverage under a Credit Card Forgery endorsement.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Similar to a homeowner's insurance policy, a manufactured home insurance policy does not cover losses resulting from flood damage or from earthquakes. Get a no-obligation insurance quote today and rest easier knowing you have the protection you need.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Benefits of Local Agents

Life is complicated enough without having to deal with an insurance company that has different rules and regulations for each state. At Farm Bureau Insurance, our South Carolina company only serves customers who live in South Carolina. As a part of your local community, your insurance agent better understands your wants and needs when it comes to insurance and the service you expect. In a complicated world, we do our best to make your insurance experience uncomplicated.

Finding a Policy that Meets Your Needs

Because our Farm Bureau Insurance agents see you as a person and not just a policy, your agent will take the time to find out not only what type of coverage you need, but also what financial limits you have. We can tailor an insurance policy that meets your needs without breaking the bank.

Your local Farm Bureau Insurance agent can answer your questions and help you select policy limits that will protect your financial assets, your family, and your manufactured home should it be damaged. Your agent can also help you identify any gaps in coverage that may leave you unprotected.

Helping You Switch to Farm Bureau Insurance

If you have an insurance policy with another company and would like to switch to Farm Bureau Insurance, there is no need to wait until your current insurance policy expires. A Farm Bureau Insurance agent can explain just how easy it is to change companies and answer any questions you may have. Get a Quote.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Why Choose Farm Bureau Insurance

Homeowners all across South Carolina turn to Farm Bureau Insurance because we offer affordable, reliable coverage backed by the highest level of customer service you'll find anywhere in South Carolina. Plus, when you purchase Farm Bureau Insurance you're showing your support for local, South Carolina farmers and helping to protect our supply of fresh, locally grown food. As a thank you, you gain access to a variety of discounts and benefits available to members of our Farm Bureau family.

Speak with a local agent today to get a personalized, no-obligation manufactured home insurance quote.