Liability coverage pays for accidental bodily injury and property damages caused to others for which an insured is legally responsible. This coverage can protect you and your employees when involved in an accident.
Medical Payments Coverage
Especially valuable if you are a farmer or run a small business where workers' compensation coverage is not required by law, Medical Payments Coverage pays for medical and funeral expenses, related to an auto accident involving a covered commercial vehicle, regardless of who was at fault in the accident.
Uninsured Motorists Coverage
Uninsured Motorists Coverage will pay for damages to you or your employees if involved in an accident caused by an at-fault driver without liability insurance or by a hit and run driver.
Underinsured Motorists Coverage
Similar to Uninsured Motorists Coverage, Underinsured Motorists Coverage pays for damages for covered persons resulting from an auto accident caused by an at-fault driver who does not have sufficient liability limits to pay for damages.
If your commercial automobile is damaged by an accidental collision with another vehicle or object, or if your vehicle rolls over, Collision Coverage will pay for damage to the covered vehicle.
Sometimes your commercial vehicle is damaged, not by a collision or rollover. Comprehensive Coverage pays for damage to a covered vehicle caused by, among other things, fire, theft, animal collision, and glass breakage.
Benefits of Local Agents
Life is complicated enough without having to deal with an insurance company that has different rules and regulations for each state. At Farm Bureau Insurance, our South Carolina company only serves customers who live in South Carolina. As a part of your local community, your auto insurance agent better understands your wants and needs when it comes to car insurance and the service you expect. In a complicated world, we can make insurance uncomplicated.
Finding a Policy that Meets Your Needs
Because our Farm Bureau Insurance agents see you as a person and not just a policy, your agent will take the time to find out not only what type of coverage you need, but also what financial limits you have. We can tailor an auto insurance policy that meets your needs without breaking the bank. Your local Farm Bureau Insurance agent can answer questions you may have and help you select policy limits that will protect your financial assets, you and your passengers, and your vehicle should it be damaged or stolen. Your agent will also identify any gaps in coverage that may leave you unprotected.
Helping You Switch to Farm Bureau Insurance
If you have a car insurance policy with another company and would like to switch to Farm Bureau Insurance, there is no need to wait until your current auto insurance policy expires. A Farm Bureau Insurance agent can explain just how easy it is to change companies and answer any questions you may have. Get a Quote.