Get South Carolina Farm Insurance From a Company Created by Farmers 

Get South Carolina Farm Insurance From a Company Created by Farmers

You need an insurance company that not only works as hard as you do, but also understands the unique risks that come with farming. Farm Bureau Insurance knows farming; after all, "farm" is in our name. 

We've been serving South Carolina farmers since the 1950s when a group of farmers started the company to provide affordable, reliable insurance to South Carolina farmers like them. Word quickly spread about the value and exceptional service Farm Bureau Insurance offered and the company quickly grew.

Today, Farm Bureau Insurance is a leading provider of auto and homeowner's insurance across South Carolina, but we have remained true to our roots. We continue to offer reliable, affordable farm insurance to South Carolina farmers backed by exceptional customer service from local agents.

Types of Farming Operations We Insure

Whether you farm for a living or own a few acres because you like the rural lifestyle it provides, Farm Bureau Insurance offers multiple policies and coverage options to fit all types of situations and to protect all types of property. Some examples include:

  • Poultry farmsfarm2
  • Dairy farms
  • Row crop farming
  • U-Pick farms
  • Livestock operations
  • Fruit trees
  • Greenhouses
  • Wholesale nurseries
  • Roadside stands
  • Farm property used for agritainment
  • Leased farmland

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Coverage Options

We understand every farm is unique. Farm Bureau Insurance offers a variety of policies and coverage options to meet your specific farm insurance needs including:

Farm Property and Equipment

Coverage options are available to protect your home, outbuildings, farm machinery, livestock, and farm equipment.

General Liability

Farm liability coverage is also available to provide protection should someone be injured on the farm or injured by livestock and farm equipment on the road.

Other Specialized Farm Coverage

To better meet your unique farming needs, we offer additional farm insurance coverage options. You may also want to consider:

  • Farm Environmental Liability Policy in case of accidental pollution
  • Cargo Policy to provide protection when transporting farm products
  • Livestock Mortality Policy to protect any animals you own
  • Farm Umbrella Policy

Automobile Coverage

Personal and commercial auto insurance policies are available for vehicles used on and off the farm. Coverage is available for tractor rigs used on the farm, farm-use dump trucks, and spreader trucks. Be sure to ask your Farm Bureau Insurance agent about Seasonal-use rates.

Equine Coverage

If you are a horse enthusiast or owner, Farm Bureau Insurance agents have access to a variety of equine coverage options including:

  • Personal horse owner's liability (non-commercial activities)
  • Commercial equine liability – includes riding instruction, training, boarding, breeding, and horse sales
  • Horses in shows and some contests – includes barrel racing, team penning, and steer roping
  • Land for conducting trail rides
  • Horse Boarding
  • Mortality Insurance
  • Farm or equine property – includes barns, stables, and tack
  • Farm Equipment– includes tractors, front end loaders, hay balers, and trailers

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Agribusiness

Farm Bureau Insurance offers an Agribusiness Program for large farming operations that pay $15,000 or more in total premium. The Agribusiness Program provides access to specialized account billing, annual account reviews and a Loss Ratio Discount for accounts with a good claims history. If you run a large farming operation and want the personalized attention and service you deserve, ask your local agent for more information on the Agribusiness Program and how it may benefit you. 

SMART

We also understand that not all farming operations are large enough to qualify for the Agribusiness Program, so the SMART Program is geared toward the smaller South Carolina farmer.  The SMART Program is for operations of $10,000 or more in total premium and offers a discount on the Farm General Liability policy.  It’s easy to get started and enroll, so ask your local Farm Bureau Insurance agent about the SMART program.

Loss Control and Prevention

Dedicated to protecting you, your farm, your family and your workers, Farm Bureau Insurance will help you assess your coverage needs and identify ways to save money through loss control and prevention. As an added service, Farm Bureau Insurance can provide loss control and prevention inspections at no additional cost. To learn more or to request an inspection with one of our field underwriters, contact your local Farm Bureau Insurance agent.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Benefits of Local Agents

Life is complicated enough without having to deal with an insurance company that has different rules and regulations for each state. At Farm Bureau Insurance, our South Carolina company only serves customers who live in South Carolina. As a part of your local community, your insurance agent better understands your wants and needs when it comes to insurance and the service you expect. In a complicated world, we do our best to make insurance uncomplicated.

Finding a Policy that Meets Your Needs

Because our Farm Bureau Insurance agents see you as a person and not just a policy, your agent will take the time to find out not only what type of coverage you need, but coverage that also fits your budget. We can tailor an auto insurance policy that meets your needs without breaking the bank.

Your local Farm Bureau Insurance agent can answer your questions and help you select policy limits that will protect your financial assets. Your agent can also help you identify any gaps in coverage that may leave you unprotected.

Helping You Switch to Farm Bureau Insurance

If you have an insurance policy with another company and would like to switch to Farm Bureau Insurance, there is no need to wait until your current policy expires. A Farm Bureau Insurance agent can explain just how easy it is to change companies and answer any questions you may have. Get a Quote.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Support for Local Farmers

When you choose Farm Bureau Insurance you show your support for South Carolina farmers like you by helping protect our supply of fresh, locally grown food. So, you get affordable insurance coverage you can count on and give back to your community at the same time. You'll also have access to many great benefits and discounts available only to South Carolina Farm Bureau members. Learn more about Farm Bureau benefits!